How do I participate?
- At the start of the acquisition period, you will receive an email from BNP Paribas ERE inviting you to take part in the 2025 plan.
- Click on “I subscribe”, then on the “Request password”* button.
- Enter the email address at which you received the communication from BNP Paribas Epargne Retraite Entreprises in order to receive a temporary personal link to identify yourself.
- Choose your permanent password.
- Follow the indicated steps.
- Select your payment method(s).
- Accept the declarations and commitments of the offer.
By subscribing online, you will immediately receive confirmation of your participation by email, and you will be able to download your acknowledgment of receipt in PDF format.
*If you have not provided an email address and did not receive the communication from BNP Paribas Epargne Retraite Entreprises, you can contact your HR department.
How can I finance my participation?
To participate in the plan and finance your acquisition, you can make a voluntary payment that you can pay by deduction from your salary, in 1 instalment starting from June 2025.
What amount can I invest?
You can choose how much you want to invest in the Shareplan within the following limits:
Minimum: €15
Maximum: your personal payment is capped at 25% of your estimated 2025 gross annual pay (fixed and variable)1.
Special cases
- If your employment contract is suspended, in order not to exceed the 25% ceiling, you must refer to your last remuneration received in 2024 within the Group or, if you did not receive any remuneration in 2024, the amount of your personal contribution is limited to €11,775.
- If you are a manager or executive corporate officer, the ceiling of 25% is assessed with regard to the remuneration received for the functions exercised in 2024.
What are the risks ?
Your investment carries with it a risk of capital loss.
You will participate in the offer through the “Renaulution International Relais 2025″ FCPE, which will merge with the “Share Original” sub-fund of the “Renault International” FCPE following a decision by the fund’s Supervisory Board and subject to AMF approval. You will then hold units in the “Renault International” FCPE and so become an indirect Renault SA shareholder.
The “Renault International” FCPE is intended to be invested exclusively in Renault SA shares listed on Euronext Paris, and is not covered by any guarantee.
The value of the FCPE’s unit will follow the Renault SA share price upwards or downwards: if the share price falls, the value of the unit will fall accordingly. As a result, you are exposed to a risk of capital loss.
Nevertheless, the proposed unilateral contribution and additional contribution as well as the discount off the reference share price limit the impact of a fall in the share price, should this occur (see Example investment).
As all of the FCPE portfolio’s risks relate to the securities of a single company, we recommend that you assess whether you need to diversify the risks regarding all your savings.
What happens if the offer is oversubscribed?
If the number of subscription applications exceeds the maximum number of shares on offer and, if applicable, the euro cap that could be set, the applications will be capped.
Subscription application capping rule:
- An initial check will be made regarding the amount of the unilateral contribution, as its payment is prioritised. If the unilateral contribution exceeds the cap, it will be reduced to the number of shares available and the employee participation in the share acquisition offer will be cancelled. If it is below the cap, the unilateral contribution will be paid in full.
- The number of shares still available for acquisition in the offer will then be calculated, excluding the unilateral contribution. The participation will then be reduced on an average basis. An average investment amount will be calculated based on the number of participants in the transaction. All applications for subscriptions of less than this average amount will be honoured. Any applications for subscriptions above this average amount will be reduced proportionally to the amount still to be distributed.
The preferential terms described in this brochure are only offered in the 2025 shareplan offer.
The “Renaulution International Relais 2025” FCPE will merge with the “Share Original” sub-fund of the “Renault International” FCPE following a decision by the fund’s Supervisory Board and subject to French Financial Market Authority (AMF) approval.
