Early release cases

As with any investment under a Group Savings Plan (PEG), you can release your assets before June 30, 2029 in certain cases provided for by the regulations.

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  • Marriage or conclusion of a Civil Solidarity Pact (PACS) by the saver.
  • Birth, or adoption, as long as the household already has at least two children in its care.
  • Divorce, separation or dissolution of a PACS when the saver retains custody of at least one child.
  • Domestic violence committed against the saver.
  • Disability of the saver, their children, their spouse, or the person linked to them by a PACS.
  • Death of the saver, their spouse or the person linked to them by a PACS.
  • Termination of the employment contract or corporate mandate, cessation of his activity by the individual entrepreneur, loss of the status of collaborating spouse or associated spouse.
  • Allocation of the sums saved to the creation or takeover, by the saver, his children, his spouse or the person linked to the saver by a PACS, of an industrial, commercial, artisanal or agricultural enterprise, to the installation in view the exercise of another self-employed profession or the acquisition of shares in a cooperative production company.
  • Allocation of the sums saved to the acquisition or expansion of the main residence or to the restoration of the main residence damaged following a natural disaster recognized by ministerial decree.
  • Situation of over-indebtedness of the saver.
  • Purchase of a two- or three-wheeled motor vehicle, a motorized quadricycle, a car or a van that uses electricity, hydrogen or a combination of the two as its exclusive source of energy, or a new pedal-assisted bicycle.
IN PRACTICE: How can I obtain the early release of my assets?

Submit your release request to your local HR contact within six months of the date of the event (except in cases of termination or termination of the employment contract, death, disability, violence spousal and over-indebtedness, where this request can be made at any time).
Your HR will take care of checking your supporting documents and validating your request.
According to the process in force within your entity, you will receive the sums directly by transfer to your personal account, after deduction of the fees of the intermediary banks, or the sums will be transmitted to your company which will transfer them to you.
In the event that you will receive the sums on your personal account, remember to check beforehand that your account accepts transfers in euros.
The share value used for your release is the one following validation of your request by the HR department of your entity with the BNP Paribas ERE account holder.

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