Early release cases

As with any investment under a Group Savings Plan (PEG), you can release your assets before June 30, 2029 in certain cases provided for by the regulations.

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  • If the saver gets married or enters into a civil solidarity pact (PACS).
  • If the saver’s household gives birth or adopts if it already has at least two dependent children.
  • If the saver becomes divorced or separated or his/her PACS is dissolved and s/he retains custody of at least one child.
  • If the saver, his/her children, his/her spouse or the person bound to him/her by a civil solidarity pact becomes disabled.
  • If the saver, his/her spouse or the person bound to him/her by a civil solidarity pact dies.
  • If the saver breaches his/her employment contract, ceases business as an individual contractor, his/her corporate office ends or s/he loses the status of spouse or partner.
  • If the savings are allocated to buying or expanding the saver’s main residence or repairing his/her main residence damaged in a natural disaster recognised in a ministerial decree.
  • If the saver buys a two or three wheeled motor vehicle, a motor quadricycle, a car or a light truck that uses electricity, hydrogen or a combination of both as its exclusive energy source or a new electric bike.
IN PRACTICE: How can I obtain the early release of my assets?

Submit your release request to your local HR contact within six months of the date of the event (except in cases of termination or termination of the employment contract, death and disability, where this request can be made at any time).
Your HR will take care of checking your supporting documents and validating your request.
According to the process in force within your entity, you will receive the sums directly by transfer to your personal account, after deduction of the fees of the intermediary banks, or the sums will be transmitted to your company which will transfer them to you.
In the event that you will receive the sums on your personal account, remember to check beforehand that your account accepts transfers in euros.
The share value used for your release is the one following validation of your request by the HR department of your entity with the BNP Paribas ERE account holder.

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